Finance Blog & Guides

Business

SBA Microloans: Small Amounts, Community Lenders

The average SBA microloan is about $13,000 — and it comes from a nonprofit intermediary, not a bank.

Oct 15, 2026 Read →

Business

SBA 7(a) vs. 504: Which Loan Fits the Purchase

These two programs are not competitors so much as different tools. What you are buying usually decides which one applies.

Oct 14, 2026 Read →

Business

SBA 504 Loans for Buildings and Heavy Equipment

A 504 loan buys long-lived fixed assets — property and heavy machinery. It cannot fund working capital or inventory, and that limit is the point.

Oct 13, 2026 Read →

Business

SBA 7(a) Loans: How the Program Actually Works

The SBA does not lend you the money — it guarantees part of what a lender lends. That one fact explains most of how 7(a) works.

Oct 12, 2026 Read →

Student

Federal Student Loan Limits: How Borrowing Caps Work

Federal student loans are capped in two directions at once: per year and over your whole education. Here is how the caps interact.

Oct 11, 2026 Read →

Loans

Credit-Builder Loans: How They Work

A credit-builder loan reverses the usual order: you pay first and receive the money afterwards. Here is what that is for and what to compare.

Oct 10, 2026 Read →

Refinancing

FHA Streamline Refinance: How the Program Works

The FHA streamline program trims paperwork for existing FHA borrowers, but it comes with its own rules. Here is what it does and does not do.

Oct 9, 2026 Read →

Refinancing

No-Closing-Cost Refinances: What You Actually Pay

A no-closing-cost refinance does not remove the costs. It relocates them. Here are the three ways that happens and how to compare.

Oct 8, 2026 Read →

Mortgage

Mortgages for a Second Home or Investment Property

The same house can carry three different mortgages depending on how you will use it. Here is what occupancy type changes.

Oct 7, 2026 Read →